Houseovo

Compound interest calculator

See how much your money can grow over time, separating what you contribute from what compound interest generates.

Your investment

$
$
years
%
Contributed by you
$0
Growth gains
$0
Final value
$0
Year-by-year growth

Your situation

Fill in the fields to see the projection.

Your goal

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Your plan

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Frequently asked questions

What annual return is realistic?

It depends on the type of investment. A diversified index fund has historically averaged 7-10% annually over the long run, though actual returns vary year to year and aren't guaranteed.

Is it better to invest a lump sum or contribute steadily?

Contributing steadily (monthly) is easier for most people to stick with and reduces the risk of investing everything right before a market dip.

Does this account for inflation?

No — this calculator shows the future nominal value, not inflation-adjusted. The real purchasing power of that amount will be lower than the raw number suggests.